Solskolnickprofessorhomeloan

06/18/2026

How do mortgage decisions change as you move into your 40s, 50s, and beyond?

Jump on this podcast: Real Estate Connections, with host Mary Foerster and me to break down what today’s buyers need to understand about financing in a changing market.

Here are insights specifically for those navigating major life transitions such as empty nesting, downsizing, relocation, or caring for aging parents.

This conversation goes beyond rates and approvals. It focuses on what lenders actually consider, what they don’t, and how to make smarter financial decisions in today’s environment.

Real Estate Connections | with Mary Foerster · Episode

06/09/2026

Join me on the new MP Access podcast on You Tube to gain essential insights into affordability, and the crucial steps for informed homebuying now.

Let me demystify a pre-qualification, a pre-approval, and the power of a "To Be Determined Commitment Letter" for strengthening your offer in a very competitive market.
Discover strategies for making smart mortgage choices beyond the standard 30-year fixed.
What you need to know about the details of how your loan works. What happens to your loan (after it is closed) if the rates go down? Will your lender modify or will you have to refinance? What if you add a substantial payment to your underlying balance? Will your lender recast your loan?
Join me now here.

Gain essential insights into the mortgage industry with Solomon Sko...

05/29/2026

Pre-approvals are weak.
Don’t get knocked out by the fine print: “This is not a commitment to lend.”
There’s a better way to compete—get a fully underwritten To Be Determined (TBD) Commitment from me.
Same documentation as a pre-approval—real underwriting done upfront, before you pick a property.
Shop with confidence and speed. Your offer reads stronger than a pre-approval and can compete with cash.
Fewer surprises. Faster closings. More accepted offers.
In this market, power matters. Go in with a Commitment—not a caveat.
Call or text me today 914-380-0600.

05/07/2026

SKIP the Pre-Approval letter! WHAT?

If someone that you know is planning to purchase a home
give them an advantage over other buyers!

According to the Consumer Financial Protection Bureau (CFPB) “Prequalification and preapproval both refer to a letter from a lender that specifies how much the lender is willing to lend to you, up to a certain amount and based on certain assumptions.
These letters provide useful information but are not guaranteed loan offers”
In fact, the pre-approval letter clearly states that it is not a commitment to lend!"

To give your friends and clients at an advantage over other buyers (and even put them in a position comparable to a cash buyer) engage a lender who can provide you with a
TBD Property “To Be Determined" commitment letter.
A TBD includes all the elements of a pre-approval and takes it one very important step further!
A TBD is an actual loan commitment to lend to you even before you identify a specific property to purchase is identified.

Not all lenders, bankers, or brokers can provide a TBD commitment. So, when comparing lenders (which is a must even beyond rate) make sure that they can provide this difference maker to you!

Listen to further conversation about getting a TBD and skipping the pre-approval process and other insights into succeeding at the application process on the "Real Estate This Week podcast with 5-time Emmy Award winning Broadcaster Stephen Gasque, and me.
https://realestatethisweekpodcast.com/spring-market-mortgage-strategies

05/04/2026

JUMP ON THE 'Real Estate this Week' Podcast with Stephen Gasque 5-Time Emmy Award-winning TV journalist, and me, discussing home financing in this spring market.
https://podcasts.apple.com/.../spring.../id1816974901...

What's better than a pre-approval for a home purchase?

YOU CAN get a Commitment for a Loan before you identify a property.

We discuss the advantage of a To Be Determined (TBD) Commitment vs pre-approval letters.

What are THE STEPS TO SOUND FINANCING and SUSTAINABLE HOME OWNERSHIP.

https://podcasts.apple.com/.../spring.../id1816974901...

What are THE STEPS TO SOUND FINANCING and SUSTAINABLE HOME OWNERSHIP?



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04/02/2026

Bri Lees, advisor to mortgage leaders, exposes the industry's comfortable delusions. She's made a career dismantling the excuses that keep it there. She’s the executive who saw what mortgage marketing could be and couldn’t live with what it was. ...
Lees built her reputation by saying the things everyone else is too polite to publish."
Below is her essay about how women have and continue to be (mis) treated in the mortgage industry. Of course, what she describes transcends industry. Please read it. https://lnkd.in/g4dX4WAf